Identity theft & credit fraud  
History of Identity Theft
Identity Theft Scams
Identity Theft Prevention
Recovering from ID Theft
Credit Fraud Protection
Resources for Victims
Identity Theft Glossary


Identity Theft Protection for Seniors - Tips to Help

Identity theft is not something that most seniors think about; however, it should be an important topic.  Seniors today are at high risk for identity theft, and if you are a senior, you need to start thinking of how you can protect your identity.  Identity theft can be devastating at any age, so the following are a few great tips for identity theft protection for seniors.  Use these tips and it will be much harder for someone to steal your identity.

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Tip #1 – Shred All Important Documents – One important tip to remember when it comes to identity theft protection for seniors is making sure that you shred all of your important documents. Paper shredders are relatively inexpensive and once you have one it is easy to shred documents. Every document that has any kind of personal identifying information on them should be run through the shredders. Especially make sure that you shred credit card applications as well, since some thieves have found them and used them to get credit in other people’s name. Also, any papers that have account numbers or your social security number on them should also be shredded.

Tip #2 – Shop Online with Care – If you do plan on shopping online, make sure that you do so with care. A site that is not secure or a site that is not reputable can end up allowing your financial information, such as credit card numbers, get out into the hands of identity thieves. Only shop online on sites that are secure to keep your information protected. Also, look for the VeriSign logo on the sites you shop at or make sure the web address starts with “https” which is a sign that the site is a secure one. 

Tip #3 – Check Your Accounts Regularly – Also make sure that you check all of your accounts on a regular basis. Take a look at your bank statements and your credit card statements as well to make sure that there are no charges that you weren’t aware of. Also, make sure that you check your credit report at least once a year as well. Check to make sure that there are no new credit cards or loans that you never applied for yourself. 

Tip #4 – Don’t Fall for Phishing Emails – You also need to be aware of phishing emails which are extremely popular today. These emails may look like they are official, but they are actually trying to get your personal information. They may tell you that you need to confirm a charge or that there is a problem with an account. You should never reply to these emails or click on the links that are in them either. They usually lead to phishing websites that will try to get your personal information. 

So, as you can see, identity theft protection for seniors is extremely important. However, if you use each of these tips, you’ll be less likely to end up a victim of identity theft.


More About Identity Theft

History of Identity Theft

Identity Theft Scams

How to Prevent Identity Theft

Recovering from Identity Theft

How Credit Card Fraud Affects your Credit Score

Resources for Identity Theft Victims